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Motor Vehicle Accident Compensation in New York You may be eligible to pursue a lawsuit if have suffered injuries as a result of an accident that New York considers serious. Your lawyer can inform whether your injuries fall within the threshold. Insurance companies are experts in disputing your losses. Insurance companies can offer settlements that are not enough to pay for your losses. Damages If you've been injured in a motor vehicle accident, you may be entitled to compensation. These damages are meant to pay for your expenses and losses, including medical bills, lost income, and property damage. You can also be compensated for pain and suffering. This kind of compensation is more subjective and can be difficult to quantify. A skilled tort lawyer will help you obtain maximum damages for your injuries. For example, if you suffer an injury that results in permanent limitations in the use of your leg or arm, your compensation could include compensation for future costs due to this impairment. These could include physical therapy, surgeries, equipment or prosthetics. A permanent loss of a limb or disfigurement can create emotional trauma that lasts for a lifetime and reduce the quality of life. This is referred to as mental anguish. Insurers frequently try to reduce the value of non-economic damages, which are intangible. However, a well-trained tort lawyer from Morgan & Morgan can make sure you're awarded the full value of the general damages in your case. Medical bills When you are injured in a motor vehicle accident, medical bills can pile up quickly. The cost can be overwhelming and difficult to bear, especially when you are trying to recover from your injuries. Luckily, there are motor vehicle accident law firm suffolk in which car accident victims can get help with medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) insurance, which covers a victim's initial medical expenses following an accident. PIP will pay for the loss of income if an individual is unable to work for up to 90-days. In addition to PIP and a victim's health insurance and Medicare may also cover their medical bills. The only catch is the patient has to prove that the charges are directly connected to the accident. This can be done by submitting receipts and bills from the doctor. Some doctors and hospitals may allow a person injured to negotiate a payment plan in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are also referred as hospital liens or medical liens. If you fail to settle these liens in a reasonable amount of time, the debts may be sent to collections. By tracking and storing their mileage receipts, victims can also claim compensation for the expenses associated with traveling to and from a medical appointment. Loss of wages If you're unable to work due to an accident in your car, it can be very difficult to come up with the money. The loss of a few weeks' pay or even a full month could be a major blow to many Americans who live paycheck to paycheck. Victims of car accidents are often in a position to recover lost wages through lawsuits for car accidents. In most cases, the lost wages are determined by calculating the amount of time an injured individual could have been able to work, if not for the injury. This can include missed shifts, overtime hours and any work done while in hospital. To prove lost income, the plaintiff must request documents from his employer. This could be in the form of letters that prove the duration of their time away from work, and their hourly rate or salary. Other documents include pay stubs as well as copies of the injured party's tax return for the previous year. It is essential to submit the demand form as soon as you can after a car crash. This will allow the injured party to obtain the most benefit from their claim. The evidence of the incident is more convincing if immediately provided. Suffering and pain It can be difficult to value the physical and emotional distress that result from a car crash. However, it is still crucial to seek compensation for these losses in your accident case. These are also known as non-economic damages. They could include the costs of your suffering and the loss of enjoyment in life Post-traumatic stress disorder (PTSD) and many other. The costs of these can be difficult to quantify as it could take a while to realize the full impact of your injury. Your lawyer will employ one of two methods to determine your pain and suffering damages. The most commonly used method is the multiplier system, where your entire economic damages are added up—including your past and future medical bills and any loss of income from work due to your injury and damage to property—and then multiplied by a number ranging from 1.5 to 5. The higher the number, more severe your injuries are thought to be. Per diem is an alternative method to quantify suffering and pain. If you are using this method, your lawyer can request for a jury to award an amount per day that you suffer from your injury. This is especially helpful for accident victims who work outside the house or have children to take care of while they recuperate.